Welcome to issue 8 of "Mortgage & Protection" news
Caz Blake-Symes • September 24, 2020
Welcome to our Autumn newsletter, we highlight some of the support from government, lenders and insurers, such as the Stamp Duty reduction and Green Homes Grant, and latest developments regarding the furlough scheme and mortgage payment holiday initiative.
In the midst of all this, there’s currently a mini-housing boom, and excellent mortgage rates are still on offer. But lenders’ interest rates are starting to creep up, with a declining product availability if you only have a small deposit.
As a consequence of all the issues within the marketplace, we’ve been working extremely hard for our clients, across the board, to help identify deals that best meets their needs.
Elsewhere, we highlight the importance of protecting both your life and income streams, with the reassurance that a record 98.3% of all claims were paid out in the most recent data.
Finally, the Self-Employed workforce - which equates to almost 15% of all workers*** - faces numerous hurdles on the way to securing a mortgage, but we can help guide you through this process.
To view or download this or any previous issues of our newsletter, please visit the newsletter section of our websites
If there is one thing we know about the property market, it's that it never stands still. Over the last two decades, we have seen everything from global financial shifts and a pandemic that completely rewrote the rules of house hunting to fluctuating interest rates and evolving lending rules.
When your current mortgage deal is coming to an end, the ticking clock can feel a little intimidating. Do you stick with your current lender out of convenience, or do you dive into the endless sea of comparison sites to find something better?
For many homeowners, remortgaging is the single biggest opportunity to slash
This latest edition of our newsletter includes the following articles
Remortgage v Product Transfer
Why Choose an Expert Mortgage Broker
The perfect Partner for First-time Buyers
Helpful Mortgage Products from the Family Building Society
Time to Remortgage?
Plus lots more..
Click here to check it out.
Getting onto the property ladder-or even moving up it-can feel like an uphill battle in today's market. Between rising property prices and strict lending criteria, many buyers find themselves just short of the finish line.
At Bristol Mortgages Online, we pride ourselves on finding innovative solutions for our clients.
The UK property market moves fast, and sometimes the perfect opportunity doesn't wait for your current house to sell. Whether you’re a homeowner looking to secure your next dream property before selling your current one, or a developer eyeing an auction property that needs a quick turnaround, traditional mortgages ofte
Buying a home is likely the biggest financial commitment you will ever make. Whether you are a first-time buyer stepping onto the ladder, a homeowner looking to remortgage, or a seasoned investor expanding a buy-to-let portfolio, the process can often feel like a maze of jargon, paperwork, and fluctuating interest rate
Taking that first step onto the property ladder is one of the most exciting milestones of your life—but let’s be honest, it can also feel like navigating a maze blindfolded. Between deposit requirements, credit checks, and legal jargon, the process is daunting.
Recent global developments, including escalating tensions in the Middle East, have started to influence financial markets and, in turn, UK mortgage rates.
Understanding how these events filter through to borrowing costs can help you make more informed decisions.
If your current mortgage deal is coming to an end, you’ve likely started hearing the words "remortgage" and "product transfer" thrown around. In today’s shifting economic climate, making sure you are on the best possible mortgage rate is more important than ever.
we enter 2026, mortgage affordability remains one of the biggest concerns for homebuyers and homeowners alike. With interest rates, living costs, and lending criteria continuing to evolve, understanding what lenders look at when assessing affordability is more important than ever.