Welcome to issue 8 of "Mortgage & Protection" news
Caz Blake-Symes • September 24, 2020
Welcome to our Autumn newsletter, we highlight some of the support from government, lenders and insurers, such as the Stamp Duty reduction and Green Homes Grant, and latest developments regarding the furlough scheme and mortgage payment holiday initiative.
In the midst of all this, there’s currently a mini-housing boom, and excellent mortgage rates are still on offer. But lenders’ interest rates are starting to creep up, with a declining product availability if you only have a small deposit.
As a consequence of all the issues within the marketplace, we’ve been working extremely hard for our clients, across the board, to help identify deals that best meets their needs.
Elsewhere, we highlight the importance of protecting both your life and income streams, with the reassurance that a record 98.3% of all claims were paid out in the most recent data.
Finally, the Self-Employed workforce - which equates to almost 15% of all workers*** - faces numerous hurdles on the way to securing a mortgage, but we can help guide you through this process.
To view or download this or any previous issues of our newsletter, please visit the newsletter section of our websites
We hope you enjoy this Newsletter.
If you have any queries, please call Phil Clark on 0117 325 1511 or email info@swmortgages.com
Having highly satisfied clients and an excellent reputation is key to our philosophy here at Bristol Mortgages Online.
Many of our new clients choose us as they have been recommended or referred to us. Our excellent 5-star reviews on Google reassure potential clients that we are professional people to deal with!
Take
Securing a mortgage can be more complex for the UK’s 4.2 million self-employed workers. Without traditional payslips, proving income requires a different approach—but there are still plenty of options.
Here at Bristol, Bath and Exeter Mortgages Online, we are delighted to take on a CHALLENGE!
Being a trading style of Manor Mortgages, who have access to Lenders and Products that are beyond the reach of the majority of Mortgage Brokers.
Here at Bristol, Bath and Exeter Mortgages Online, we aim to give you a stress-free mortgage application process.
From when we send you our initial links and forms through to completion, we will support you along the way.
Here is a guide which we hope will enable you to understand and prepare for the documentation and
More sales, rising supply, plenty of demand and modest house price growth shape a steady UK housing market in June 2025.
The average house price in the UK is £268,400 as of May 2025 (published June 2025). This is a rise of 1.4% or £3,690 over the past year.
We are thrilled to be celebrating our 17th Anniversary this week.
Phillip Clark founded Bristol Mortgages Online in 2008.
Lower mortgage rates are supporting more house sales against a backdrop of modest house price inflation. Zoopla’s House Price Index tracks key trends in the UK housing market - here’s the latest news in May 2025.
This Edition Includes..
Helping Your Family Onto The Property Ladder
What will happen to Interest Rates This Year?
Easing Stress Testing?
Looking to Remortgage?
Getting a Mortgage with Adverse Credit
Plus lots more…
Mortgage rates are likely to stay in the 4-5% range this year while changes to affordability testing by lenders could give buyers a boost.