Welcome to issue 8 of "Mortgage & Protection" news
Caz Blake-Symes • September 24, 2020
Welcome to our Autumn newsletter, we highlight some of the support from government, lenders and insurers, such as the Stamp Duty reduction and Green Homes Grant, and latest developments regarding the furlough scheme and mortgage payment holiday initiative.
In the midst of all this, there’s currently a mini-housing boom, and excellent mortgage rates are still on offer. But lenders’ interest rates are starting to creep up, with a declining product availability if you only have a small deposit.
As a consequence of all the issues within the marketplace, we’ve been working extremely hard for our clients, across the board, to help identify deals that best meets their needs.
Elsewhere, we highlight the importance of protecting both your life and income streams, with the reassurance that a record 98.3% of all claims were paid out in the most recent data.
Finally, the Self-Employed workforce - which equates to almost 15% of all workers*** - faces numerous hurdles on the way to securing a mortgage, but we can help guide you through this process.
To view or download this or any previous issues of our newsletter, please visit the newsletter section of our websites
Pre-Budget speculation over possible tax changes is impacting market activity for homes over £500,000. The rest of the mainstream housing market is carrying on, largely unaffected.
Thinking about borrowing more money, but worried about losing your current mortgage deal? You’re not alone. With interest rates shifting in 2025, many homeowners are
Rental market conditions are starting to normalise as supply and demand rebalance. The affordability
Thinking of switching your mortgage before your fixed rate ends? You’re not alone. With interest rates changing in 2025, many homeowners are asking: “Can I remortgage before the end of my fixed term — and is it worth it?” Here’s what you need to know before making a move.
Bristol, Bath and Exeter Mortgages Online always recommend a Fully Protected Mortgage
As an experienced Mortgage Broker, we are not only mortgage specialists, but we can also access a huge selection of providers for your insurance protection needs too.
The buy-to-let market in 2025 is evolving, and with changing tax rules, shifting demand, and rising costs, landlords need more than just a good property. You need a clear financial strategy and the right mortgage to match.
With many households feeling the pressure of rising mortgage bills, finding ways to reduce monthly payments has never been more important. Whether you’re coming to the end of a fixed-rate deal or just looking for financial breathing room, there are smart, practical steps you can take to lower your costs.
We specialise in providing mortgage solutions for expat clients. Phil has over 30 years of experience in working with Expat clients, and now that Bristol Mortgages Online is a trading style of Manor Mortgages, we have an even greater choice of products to offer.