Interest-Only Mortgages For Later Life

Caz Blake-Symes • November 19, 2025

image courtesy of Freepix

We are thrilled to be able to offer this fantastic product through the Family Building Society.


This interest-only mortgage gives those of retirement age and beyond the opportunity to free up equity from their home, without the huge costs often faced when considering Equity Release or a Lifetime Mortgage.


Here are just some of the excellent key features.

•           No minimum income required

•           No minimum equity required

•           Borrow up to 70% LTV if the repayment vehicle is the sale of property/downsizing.

•           Borrow up to 80% LTV if the repayment vehicle is equity in other assets such as a BTL, Pension pot or Stocks and Shares Investments.

•           Borrow to age 94.


This product is also available for anyone aged 18 to 89 at the point of application.

If you would like to discuss this interest-only mortgage in more detail,  get a specific quote, or look at other options available,  get in touch with Phil.


How to Contact Us for Advice

Phil Clark will personally deal with your enquiry

Tel 0117 325 1511

Email info@swmortgages.com

Complete a form via our website www.bristolmortgagesonline.com


Please remember: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Need Short-Term Property Financing?

By Caz Blake-Symes • November 12, 2025
Thinking about buying a new property before selling your current one? Or maybe you need quick funds to complete a renovation or secure an investment opportunity? You’re not alone. With today’s fast-moving property market, many homeowners and investors are turning to bridging loans to bridge the gap.

What is the Renters’ Rights Act,and what does it mean for tenants?

By Caz Blake-Symes • November 1, 2025
The changes laid out in the Renters’ Rights Bill were the biggest shakeup of rental legislation in decades. In October 2025, the Bill gained Royal Assent, which means the bill becomes the ‘Renters’ Rights Act’, and will now become law.

Zoopla’s House Price Index: September 2025

By Caz Blake-Symes • October 13, 2025
Pre-Budget speculation over possible tax changes is impacting market activity for homes over £500,000. The rest of the mainstream housing market is carrying on, largely unaffected.

What You Should Know About Second Charge Mortgages

By Caz Blake-Symes • October 6, 2025
Thinking about borrowing more money, but worried about losing your current mortgage deal? You’re not alone. With interest rates shifting in 2025, many homeowners are

Check Out Our September 2025 Newsletter!

By Caz Blake-Symes • September 30, 2025
Check Out Our September 2025 Newsletter!
Rental market conditions are starting to normalise as supply and demand rebalance. The

Zoopla’s Rental Market Report: September 2025

By Caz Blake-Symes • September 24, 2025
Rental market conditions are starting to normalise as supply and demand rebalance. The affordability

Should I Remortgage Before The End of My Fixed Term?

By Caz Blake-Symes • September 15, 2025
Thinking of switching your mortgage before your fixed rate ends? You’re not alone. With interest rates changing in 2025, many homeowners are asking: “Can I remortgage before the end of my fixed term — and is it worth it?” Here’s what you need to know before making a move.

An Essential Guide to Protecting Your Home and Family

By Caz Blake-Symes • September 11, 2025
Bristol, Bath and Exeter Mortgages Online always recommend a Fully Protected Mortgage As an experienced Mortgage Broker, we are not only mortgage specialists, but we can also access a huge selection of providers for your insurance protection needs too.

Navigating the Buy-to-Let Market in 2025

By Caz Blake-Symes • September 1, 2025
The buy-to-let market in 2025 is evolving, and with changing tax rules, shifting demand, and rising costs, landlords need more than just a good property. You need a clear financial strategy and the right mortgage to match.

Welcome to our August 2025 Newsletter!

By Caz Blake-Symes • August 29, 2025
Welcome to our August 2025 Newsletter!