New No Deposit Track Record Mortgage Launched!

Caz Blake-Symes • May 9, 2023

An exciting new type of Mortgage has been launched today aimed at First-time Buyers and Renters with Zero deposit!

This is the first No-deposit mortgage to come to the market since 2008.


With rent, bills and everything else to pay for, saving for a house deposit can be a challenge. You might have even started to think that owning your own home would never happen – but we may be able to help you.


With Skipton Building Society’s Track Record mortgage you'll need to commit to paying a fixed rate of interest for 5 years. This means that even if other interest rates go up or down during that time, your interest rate won’t change.

 You might be eligible for this mortgage if:

  • Each applicant is a first-time buyer
  • Each applicant is aged 21 or over
  • You have less than a 5% deposit
  • Each applicant has no missed payments on debts / credit commitments (e.g. mobile phone bill) over the last 6 months
  • You want to borrow up to £600,000
  • You meet the lender’s affordability criteria
  • You're not looking to buy a new build flat
  • ·You have proof of having paid at least 12 months' rent in a row, during the last 18 months
  • You must also have experience of paying all household bills (e.g utility bills, council tax etc) for at least 12 months in a row, during the last 18 months.


If you are not eligible for this mortgage or it does not suit your needs, we can help you with a wide range of options.


Our experts at Bristol, Weston, Bath and Exeter Mortgages Online take the stress and legwork out of researching all the numerous options available. As fully independent mortgage brokers, we will investigate the whole of the market on your behalf and discuss the best options to meet your specific goals and circumstances.

For further details about the mortgage and protection products we offer as a fully independent mortgage broker, or any other mortgage information, book your FREE CONSULTATION with one of our expert Mortgage Advisers.


Bristol Mortgages Online             www.bristolmortgagesonline.com           Tel 0117 325 1511

Bath Mortgages Online                  www.bathmortgagesonline.com            Tel 01225 584 888

Weston Mortgages Online            www.westonmortgagesonline.com       Tel 01934 442 023

Exeter Mortgages Online               www.exetermortgagesonline.com         Tel 01392 690 888


Email info@swmortgages.com

 

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