Useful items for a Speedy Mortgage

Caz Blake-Symes • July 4, 2023


We are frequently asked what documentation is needed for your application.

We will initially send you a short questionnaire which we would ask you to complete in as much detail as possible, as this provides us with an excellent overview of you and your requirements from the outset.

As part of the mortgage application process there are a number of important documents, we require from you and obtaining these as early as possible is vitally important for two key reasons. Firstly, it will help us have a full understanding of your situation meaning that we can provide you with the best possible advice. Secondly, it will ensure that once your mortgage application meets all the regulated compliance and FCA money laundering requirements, it will progress as smoothly as possible. Please note in most cases we can accept scans of documents unless specified below. Scans in PDF format are preferable to photographed documents. The information requested will be needed for each applicant.

 

Identification Documents

•       Government issued photo identification documents i.e. a current Passport or Driving License.

•       For non-UK nationals, your National Identity Card.

•       These documents will need to be certified either by the post office or Solicitor. Our Advisers Phillip Clark, Russell Green and Chris Seward can certify your documents by prior arrangement.

•       Please note is you have changed your name through marriage or deed poll, we will need the relevant supporting document.

 

Proof of Address.

•       We will also need to verify your current/previous address/es, for the past three years, we will require:

•       A utility bill with your name and current address on and dated within the last three months e.g., gas,                     

•       electric, council tax or water bill. We cannot accept mobile phone bills for this purpose.

•       If you do not have a suitable bill that we can use, we can accept a recent bank statement showing your full name and address.


Please download our PDF for full details here


Regardless of your situation, one of our experts at Bristol, Weston, Bath and Exeter Mortgages Online take the stress and legwork out of researching all the numerous options available. As fully independent mortgage brokers, we will investigate the whole of the market on your behalf and discuss the best options to meet your specific goals and circumstances.

 

For further details about the mortgage and protection products we offer as a fully independent mortgage broker, or any other mortgage information, book your FREE CONSULTATION with one of our expert Mortgage Advisers.


Bristol Mortgages Online             www.bristolmortgagesonline.com               Tel 0117 325 1511

Bath Mortgages Online                  www.bathmortgagesonline.com            Tel 01225 584 888

Weston Mortgages Online            www.westonmortgagesonline.com       Tel 01934 442 023

Exeter Mortgages Online               www.exetermortgagesonline.com         Tel 01392 690 888


Email info@swmortgages.co


By Caz Blake-Symes December 8, 2025
With the Budget uncertainty now lifted, buyers and sellers can return to making decisions about their next move. Removing the threat of a new annual property tax from 210,000 homes for sale will help revive market activity in higher-value areas. However, the lack of any stamp duty reform means homebuyers will continue
By Caz Blake-Symes November 28, 2025
Please click here to see our November newsletter This month’s edition is packed full of interesting articles, including What does the Budget mean for you? Interest-Only Mortgages For Later Life. Need Short-Term Property Finance? What is the Renters’ Rights Act, and what does it mean for tenants? What You Should Know About Second Charge Mortgages Time to Remortgage? Stunning 5-star Google Reviews! Let Us Help You If You Have Adverse Credit How to Contact Us You can also read more articles on our Blog. We hope you enjoy this Newsletter. If you have any queries, please call Phil Clark on 0117 325 1511 or email info@swmortgages.com
By Caz Blake-Symes November 27, 2025
Rachel Reeves has set out details of her second Budget since becoming Chancellor. Some measures from the yearly tax and spending plan had already been announced in the days leading up to the statement.
By Caz Blake-Symes November 19, 2025
We are thrilled to be able to offer this fantastic product through the Family Building Society. This interest-only mortgage gives those of retirement age and beyond the opportunity to free up equity from their home, without the huge costs often faced when considering Equity Release or a Lifetime Mortgage.
By Caz Blake-Symes November 12, 2025
Thinking about buying a new property before selling your current one? Or maybe you need quick funds to complete a renovation or secure an investment opportunity? You’re not alone. With today’s fast-moving property market, many homeowners and investors are turning to bridging loans to bridge the gap.
By Caz Blake-Symes November 1, 2025
The changes laid out in the Renters’ Rights Bill were the biggest shakeup of rental legislation in decades. In October 2025, the Bill gained Royal Assent, which means the bill becomes the ‘Renters’ Rights Act’, and will now become law.
By Caz Blake-Symes October 13, 2025
Pre-Budget speculation over possible tax changes is impacting market activity for homes over £500,000. The rest of the mainstream housing market is carrying on, largely unaffected.
By Caz Blake-Symes October 6, 2025
Thinking about borrowing more money, but worried about losing your current mortgage deal? You’re not alone. With interest rates shifting in 2025, many homeowners are
By Caz Blake-Symes September 30, 2025
Check Out Our September 2025 Newsletter!
Rental market conditions are starting to normalise as supply and demand rebalance. The
By Caz Blake-Symes September 24, 2025
Rental market conditions are starting to normalise as supply and demand rebalance. The affordability