Useful items for a Speedy Mortgage

Caz Blake-Symes • July 4, 2023


We are frequently asked what documentation is needed for your application.

We will initially send you a short questionnaire which we would ask you to complete in as much detail as possible, as this provides us with an excellent overview of you and your requirements from the outset.

As part of the mortgage application process there are a number of important documents, we require from you and obtaining these as early as possible is vitally important for two key reasons. Firstly, it will help us have a full understanding of your situation meaning that we can provide you with the best possible advice. Secondly, it will ensure that once your mortgage application meets all the regulated compliance and FCA money laundering requirements, it will progress as smoothly as possible. Please note in most cases we can accept scans of documents unless specified below. Scans in PDF format are preferable to photographed documents. The information requested will be needed for each applicant.

 

Identification Documents

•       Government issued photo identification documents i.e. a current Passport or Driving License.

•       For non-UK nationals, your National Identity Card.

•       These documents will need to be certified either by the post office or Solicitor. Our Advisers Phillip Clark, Russell Green and Chris Seward can certify your documents by prior arrangement.

•       Please note is you have changed your name through marriage or deed poll, we will need the relevant supporting document.

 

Proof of Address.

•       We will also need to verify your current/previous address/es, for the past three years, we will require:

•       A utility bill with your name and current address on and dated within the last three months e.g., gas,                     

•       electric, council tax or water bill. We cannot accept mobile phone bills for this purpose.

•       If you do not have a suitable bill that we can use, we can accept a recent bank statement showing your full name and address.


Please download our PDF for full details here


Regardless of your situation, one of our experts at Bristol, Weston, Bath and Exeter Mortgages Online take the stress and legwork out of researching all the numerous options available. As fully independent mortgage brokers, we will investigate the whole of the market on your behalf and discuss the best options to meet your specific goals and circumstances.

 

For further details about the mortgage and protection products we offer as a fully independent mortgage broker, or any other mortgage information, book your FREE CONSULTATION with one of our expert Mortgage Advisers.


Bristol Mortgages Online             www.bristolmortgagesonline.com               Tel 0117 325 1511

Bath Mortgages Online                  www.bathmortgagesonline.com            Tel 01225 584 888

Weston Mortgages Online            www.westonmortgagesonline.com       Tel 01934 442 023

Exeter Mortgages Online               www.exetermortgagesonline.com         Tel 01392 690 888


Email info@swmortgages.co

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