Let's be clear about Stamp Duty
Caz Blake-Symes • August 10, 2021
What are the rules and rates moving forward?
Information regarding Stamp Duty from 1 July 2021
In the economic uncertainties during the pandemic, the Chancellor Rishi Sunak introduced a Stamp Duty holiday that ended on June 30 2021.
You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price when you buy residential property, for example a house or flat. SDLT only applies to properties over a certain value.
The amount you pay depends on:
• when you bought the property
• how much you paid for it
You must send an SDLT return if you pay more than £40,000 for a property - even if there’s no SDLT due. This is usually dealt with by your Solicitor or Conveyancer
Bristol, Bath and Exeter Mortgages Online always recommend a Fully Protected Mortgage
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The buy-to-let market in 2025 is evolving, and with changing tax rules, shifting demand, and rising costs, landlords need more than just a good property. You need a clear financial strategy and the right mortgage to match.
With many households feeling the pressure of rising mortgage bills, finding ways to reduce monthly payments has never been more important. Whether you’re coming to the end of a fixed-rate deal or just looking for financial breathing room, there are smart, practical steps you can take to lower your costs.
We specialise in providing mortgage solutions for expat clients. Phil has over 30 years of experience in working with Expat clients, and now that Bristol Mortgages Online is a trading style of Manor Mortgages, we have an even greater choice of products to offer.
The Bank of England cuts interest rates from 4.25% to 4%, with effect from today, 7 August 2025.
It's the Bank's fifth cut since last August, and takes the cost of borrowing to its lowest level for more than two years
The decision was widely expected.
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