Key Worker and Public Sector Mortgages
Over the years the team at Bristol, Weston, Bath and Exeter Mortgages Online have worked with hundreds of Key Worker clients, often referred to as Essential Workers, to ensure that we offer them the best value and suitable mortgage.
What type of mortgages do we offer Key Workers?
We offer a full range of mortgages including:
- First time buyer mortgages.
- Remortgages.
- Home buyer mortgages.
- Shared ownership mortgages.
- Buy to let mortgages.
- Let to Buy Mortgages.
- Joint Borrower - Sole Proprietor mortgages.
We also offer a full range of protection products including:
- Life insurance.
- Critical illness cover
- Employment protection.
We work with many specialist lenders, who will look favourably at those employed in the public sector, as often key workers are in professional positions with stable long term contracts.
Who is eligible?
- NHS staff, including doctors, nurses and clinical support workers.
- Ambulance drivers and paramedics.
- Firefighters are those employed in the fire service.
- Teachers and those employed in the education sector.
What is the criteria?
- Applicants must have a job offer letter, for a new starter.
- All applicants will need proof of income, salary slips are acceptable.
- Certain lenders will accept proof of bank and agency earnings.
- Usual affordability checks will apply.
As from 1 June 2023, we offer Key Workers the following.
- FREE advice
- FREE consultation either face to face, on the telephone or via Zoom.
- Flexible appointment times to fit in with shift patterns.
- FREE Agreement in Principle
- 50% off our fees.
What to do next
Our policy is that any applicants that are Key Workers, only deal with one of our Directors Phil Clark, Russell Green or Chris Seward.
For further details about the mortgage and protection products we offer as a fully independent mortgage broker, or any other mortgage information, book your FREE CONSULTATION with one of our expert Mortgage Advisers.
Bristol Mortgages Online www.bristolmortgagesonline.com Tel 0117 325 1511
Bath Mortgages Online www.bathmortgagesonline.com Tel 01225 584 888
Weston Mortgages Online www.westonmortgagesonline.com Tel 01934 442 023
Exeter Mortgages Online www.exetermortgagesonline.com Tel 01392 690 888
Email info@swmortgages.com
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