Issue 7 of “Mortgage & Protection” News
Caz Blake-Symes • January 21, 2020
Welcome to Issue 7 of our newsletter!
Whatever you may think about the election result, it will deliver greater clarity on the future political path and this certainty may be welcomed by the financial markets. In turn, some may now feel more motivated to undertake property and mortgage plans that have been on the back-burner.
In this issue, we remind you that there continues to be decent mortgage deals on offer, but it makes sense to take advice to help navigate through the myriad of product options. And, if you’re sitting on, or are stuck on your lender’s Standard Variable Rate, you could be paying around twice as much as an average 2-year deal rate, so let’s have a conversation to identify a path forward. You may have to pay an early repayment charge to your existing lender if you remortgage, but we can give you clear illustrations to help you choose the most beneficial option.
Elsewhere, we cover the importance of protecting both your life and income streams and show that consumer perceptions of the health issues you may face across your working life aren’t in line with the reality, so you need to plan accordingly. As with all insurance policies, terms, conditions and exclusions will apply.
Finally, the growing Self-Employed workforce of almost 5 million has been fairly poorly served in the past on the mortgage front, along with concerns over access to suitable protection insurance, but the tide may be turning on both fronts.
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