Bristol Mortgages Online officially offer a 5-star Advice and Service

Caz Blake-Symes • August 26, 2018

Our clients say we are the best Mortgage Broker in Bristol

All the team at Bristol, Bath and Exeter Mortgages Online are exceptionally proud of the number of 5-star Google and Facebook reviews that our Bristol operation has received.

As of August 2018, we have received an incredible 126 5-star Google reviews and 56 5-star Facebook Reviews . This number of 100% 5-star reviews ranks us as the best Mortgage Broker in Bristol, way ahead of any other brokers.

These reviews praise the excellent advice and service provided by all our Advisers as well as the excellent service that our Mortgage Processing and Admin team provide with individuals frequently being mentioned.

As a fully independent broker, we pride ourselves on the expert, highly experienced and professional advice that we offer. Our reputation is also being enhanced by the first-class support we give to all our clients whether they are buying for the first time, remortgaging, moving house or building an investment portfolio.

Some examples of recent are below

JK -5.0 Facebook review

“Phi l has been excellent in dealing with both of our mortgages over the last few years. Phi l was recommended to us by friends and we intend fully on recommending him to friends seeking mortgage advice. We were so impressed we used him a second time. He is really patient, naturally very friendly and kind and has an excellent way of explaining mortgage terms, advising and making something that might be dull a pleasure instead. He goes above and beyond and visited us at home one evening soon after our baby was born to make things easier for us. Kamila is also fantastic and works really hard to get things done. She is also very friendly and a pleasure to correspond with. I would whole-heartedly recommend this business to anyone seeking mortgage advice.”

AR -Goggle Review 5 stars

“A colleague highly recommended Paul Kelly of Bristol Mortgages Online to us and he did not disappoint. The advice and support that I received as a self-employed first time buyer really helped take the sting out of what I was expecting to be a stressful and difficult experience. Paul dropped by one evening and spent a couple of hours helping us understand the process and our options. He was relaxed, friendly and informative and never applied any pressure on us to go with Bristol Mortgages Online. He helped us through our application and narrowed down the lenders that would be prepared to lend to people in our situation. Once our AIP was secured he continued to make himself available for help and advice throughout the remainder of the process and beyond. Our mortgage progressor George Gibson was also very on the ball, I don't think we waited more than a couple of hours for a response to any of our queries. I cannot fault our experience with Bristol Mortgages Online.”

YY -Goggle Review 5 stars

“We completed our mortgage last week and couldn't recommend Chris highly enough. I bugged him with tons of emails and kept changing plans long before this purchase. Most of those emails didn't lead to eventual purchase as we were outbid or changed plans, but Chri s always always responded and came up with new numbers for all the different scenarios. After we had the mortgage offer, the actual mortgaging was slightly delayed by the conveyancing solicitor, he even helped chase on our behalf. Thank you very much Chris for the wonderful service!”

WP -Goggle Review 5 stars

“Fantastic service, stress free, fast and efficient. Got me a great rate and more than I initially thought I could borrow. Well worth using these guys if you’re busy and want some peace of mind that the process is being done properly. Thanks Jon and George !”

The above quotes are just a very small sample.

Please click here to view all our Google Revie ws and please click here to see all our 5-star Facebook Reviews.

We would like to thank all our clients who have taken the time to leave these reviews for us. They not only mean a great deal to us personally but also help any future clients when deciding to use us as their Mortgage Broker.

For more information or to book your FREE CONSULTATION regarding any of your Mortgage or Protection requirements, please visit one of our websites or contact us

www.bristolmortgagesonline.com 0117 325 1511

www.bathmortgagesonline.com 01275 584 888

www.exetermortgagesonline.com 01392 690 888

email info@swmortgages.com

#bristolmortgagebroker

#bathmortgagebroker

#greatmortgage

#lowinterestmortgage

#fixedratemortgage

#expertmortgageadvice

#freeconsultation

#bestmortgagedeals

#5starservice

#topgooglereviews


PHIL CLARIN FRONT OF BANNER

Celebrating 17 Years of Bristol Mortgages Online!

By Caz Blake-Symes • June 13, 2025
We are thrilled to be celebrating our 17th Anniversary this week. Phillip Clark founded Bristol Mortgages Online in 2008.
areial view of houaes

Zoopla’s House Price Index Report: May 2025

By Caz Blake-Symes • June 5, 2025
Lower mortgage rates are supporting more house sales against a backdrop of modest house price inflation. Zoopla’s House Price Index tracks key trends in the UK housing market - here’s the latest news in May 2025.

Check Out Our May Newsletter!

By Caz Blake-Symes • May 29, 2025
This Edition Includes.. Helping Your Family Onto The Property Ladder What will happen to Interest Rates This Year? Easing Stress Testing? Looking to Remortgage? Getting a Mortgage with Adverse Credit Plus lots more…

Will mortgage rates go down in 2025?

By Caz Blake-Symes • May 17, 2025
Mortgage rates are likely to stay in the 4-5% range this year while changes to affordability testing by lenders could give buyers a boost.

Helping a Family Member Onto the Property Ladder

By Caz Blake-Symes • May 12, 2025
Sky high house prices, high cost of living, student loans and rising rent costs mean that getting on the property ladder is challenging. But the desire to own a home remains strong for many young adults. Now, the affectionately known ‘bank of mum and dad’ (or bank of other family members) may wish to lend or give money for deposits and other house purchase costs. Our expert Mortgage Advisers will be able to discuss all options available to suit your specific family’s situation.

Base Rate cut to 4.25%: what it could mean for UK mortgages

By Caz Blake-Symes • May 10, 2025
The Bank of England has voted to reduce the Base Rate by 0.25% for the second time this year, taking it to 4.25%. Base Rate was held at 4.5% in March after it was cut by 0.25% in February.

Boost to buying power from changes to affordability tests

By Caz Blake-Symes • May 1, 2025
Adapted from Zoopla’s April 2025 Housing report I mage: The analysis uses average house prices from the house price index and for first-time buyers to assess mortgage payments at different mortgage rates applied to a 30- year mortgage, at different loan-to-values. One emerging trend that we expect to positively support market activity in the coming months is a relaxation in how lenders assess the affordability of new mortgages. While buyers focus on the mortgage rate they will pay, lenders also check whether the borrower can afford a 'stressed mortgage rate' at a higher level than the borrower will pay. ​ While the average 5-year fixed rate mortgage is around 4.5% today, many lenders are currently 'stress testing' affordability at 8-9%. This makes it harder to secure a mortgage without a large deposit. If average mortgage stress rates were to return to pre-2022 levels of 6.5% to 7%, this would deliver a 15-20% boost to buying power. ​ An average first-time buyer with mortgage repayments of £1,020pcm at a 4.5% mortgage rate would typically have to prove they could afford monthly repayments of £1,550pcm at an 8.5% stress rate. If the stress testing is relaxed to 6.5%, repayments would fall to £1,275pcm, boosting buying power. It's a similar pattern for the average homeowner, while the actual impact will vary by lender and type of borrower. ​ This change would consequently supporting demand and sales volumes, helping to clear the stock of homes for sale, rather than boosting house prices. Other existing rules and regulations that remain in place will continue to impact the availability of mortgage finance.  Comment from Phil Clark “This is potentially very exciting news and will give borrowers a greater choice of products if these rules are relaxed. Regardless of whether you are a First-time Buyer, Looking to move, remortgage or invest in property, there are a huge range of competitive mortgage deals on the market. I will be delighted to discuss your specific requirements and offer you the most suitable deal!” Please call Phil on 0117 3251511 or email info@swmortgages.com For more information about the Mortgage and Protection products we offer, please visit www.bristolmortgagesonline.com Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Buy-to-let mortgage searches rose sharply in March

By Caz Blake-Symes • April 15, 2025
The body content of your post goes here. To edit this text, click on it and delete this default text and start typing your own or paste your own from a different source.
Stamp duty information

Stamp Duty Changes Effective 1 April 2025

By Caz Blake-Symes • April 10, 2025
There have been some important changes to the legislation regarding Stamp Duty Land Tax with effect from 1 April 2025.
Time to remortgage

Check Out Our March Newsletter!

By Caz Blake-Symes • March 31, 2025
This edition includes fantastic new mortgage products, updated guides for those with adverse credit, 17 great tips to follow before making and application and lots more. If you need help with any of the items covered, please call Phil on 0117 325 1511.
Show More