Appointments with Bristol, Bath or Exeter Mortgages Online
Caz Blake-Symes • March 19, 2020
Changes in how we meet our clients.
In order to comply with recent Government guidelines regarding COVID-19, we are changing some of our consultation arrangements.
Appointments in our offices.
Where possible, we are limiting face-to-face appointments in our offices at Henleaze House in Bristol, Gay Street in Bath and Fore Street in Topsham. Of course, if you have an existing appointment booked and you are well, we will of course honour that booking.
IF YOU HAVE ANY SYMPTOMS, PLEASE DO NOT ATTEND YOUR CONSULTATION.
Home Visits
To protect both our staff and clients, we will not be offering any appointments based in clients’ homes or offices.
Appointment Methods
We anticipate that the vast majority of our appointments will be carried out over the phone with supporting/follow up emails.
Likewise, we can also make Skype appointments.
If you have any queries whatsoever, please contact us on one of the numbers below.
Bristol office 0117 325 1511, Bath office 01225 584 888 or Exeter office 01392 690 888
Or, please call your adviser directly on his mobile number if you have been given it.
On behalf of all the team, we can assure you of our best attention at all time
Phil Clark
Please visit one of our websites
Recent global developments, including escalating tensions in the Middle East, have started to influence financial markets and, in turn, UK mortgage rates.
Understanding how these events filter through to borrowing costs can help you make more informed decisions.
If your current mortgage deal is coming to an end, you’ve likely started hearing the words "remortgage" and "product transfer" thrown around. In today’s shifting economic climate, making sure you are on the best possible mortgage rate is more important than ever.
we enter 2026, mortgage affordability remains one of the biggest concerns for homebuyers and homeowners alike. With interest rates, living costs, and lending criteria continuing to evolve, understanding what lenders look at when assessing affordability is more important than ever.
On 3 February, Santander are the first large lender to launch a First-time Buyer Mortgage over 95% LTV. It’s called My First Mortgage and is up to 98% LTV. Supporting FTBs is a key focus for us whilst lending responsibly.
This month’s edition is packed full of informative articles, including
• Welcome and overview from Phil Clark
• Base rate cut to 3.75%: what could it mean for mortgages?
• Interest-Only Mortgages For Later Life.
• Need Short-Term Property Finance?
• What You Should Know About Second Charge Mortgages
• Time to Remortgag
Image courtesy of Freepix
Happy New Year!
Hope you all had a good Christmas Break and avoided the dreaded coughs and colds.
I had the opportunity over the holiday to review many of the various property and finance reports available online, as well as those to which I subscribe.
Pleasingly, the general tone is very opti
I would like to wish you and your family a very Merry Christmas and a Happy and Healthy 2026
The Bank of England meets every six weeks to decide what should happen to interest rates, with the aim of keeping inflation to its target and keeping the wider economy healthy. Today, Base Rate was cut from 4% to 3.75%.
With the Budget uncertainty now lifted, buyers and sellers can return to making decisions about their next move. Removing the threat of a new annual property tax from 210,000 homes for sale will help revive market activity in higher-value areas. However, the lack of any stamp duty reform means homebuyers will continue
Please click here to see our November newsletter This month’s edition is packed full of interesting articles, including What does the Budget mean for you? Interest-Only Mortgages For Later Life. Need Short-Term Property Finance? What is the Renters’ Rights Act, and what does it mean for tenants? What You Should Know About Second Charge Mortgages Time to Remortgage? Stunning 5-star Google Reviews! Let Us Help You If You Have Adverse Credit How to Contact Us You can also read more articles on our Blog. We hope you enjoy this Newsletter. If you have any queries, please call Phil Clark on 0117 325 1511 or email info@swmortgages.com