Appointments with Bristol, Bath or Exeter Mortgages Online

Caz Blake-Symes • March 19, 2020

Changes in how we meet our clients.

In order to comply with recent Government guidelines regarding COVID-19, we are changing some of our consultation arrangements.
Appointments in our offices.
Where possible, we are limiting face-to-face appointments in our offices at Henleaze House in Bristol, Gay Street in Bath and Fore Street in Topsham. Of course, if you have an existing appointment booked and you are well, we will of course honour that booking.
IF YOU HAVE ANY SYMPTOMS, PLEASE DO NOT ATTEND YOUR CONSULTATION.
Home Visits
To protect both our staff and clients, we will not be offering any appointments based in clients’ homes or offices.
Appointment Methods 
We anticipate that the vast majority of our appointments will be carried out over the phone with supporting/follow up emails.
Likewise, we can also make Skype appointments.

If you have any queries whatsoever, please contact us on one of the numbers below.
Bristol office 0117 325 1511, Bath office 01225 584 888 or Exeter office 01392 690 888
Or, please call your adviser directly on his mobile number if you have been given it.
On behalf of all the team, we can assure you of our best attention at all time
Phil Clark

Please visit one of our websites


By Caz Blake-Symes May 5, 2026
The UK property market moves fast, and sometimes the perfect opportunity doesn't wait for your current house to sell. Whether you’re a homeowner looking to secure your next dream property before selling your current one, or a developer eyeing an auction property that needs a quick turnaround, traditional mortgages ofte
By Caz Blake-Symes April 28, 2026
Buying a home is likely the biggest financial commitment you will ever make. Whether you are a first-time buyer stepping onto the ladder, a homeowner looking to remortgage, or a seasoned investor expanding a buy-to-let portfolio, the process can often feel like a maze of jargon, paperwork, and fluctuating interest rate
By Caz Blake-Symes April 11, 2026
Taking that first step onto the property ladder is one of the most exciting milestones of your life—but let’s be honest, it can also feel like navigating a maze blindfolded. Between deposit requirements, credit checks, and legal jargon, the process is daunting.
By Caz Blake-Symes March 26, 2026
Recent global developments, including escalating tensions in the Middle East, have started to influence financial markets and, in turn, UK mortgage rates. Understanding how these events filter through to borrowing costs can help you make more informed decisions.
By Caz Blake-Symes March 17, 2026
If your current mortgage deal is coming to an end, you’ve likely started hearing the words "remortgage" and "product transfer" thrown around. In today’s shifting economic climate, making sure you are on the best possible mortgage rate is more important than ever.
By Caz Blake-Symes February 16, 2026
we enter 2026, mortgage affordability remains one of the biggest concerns for homebuyers and homeowners alike. With interest rates, living costs, and lending criteria continuing to evolve, understanding what lenders look at when assessing affordability is more important than ever.
By Caz Blake-Symes February 9, 2026
On 3 February, Santander are the first large lender to launch a First-time Buyer Mortgage over 95% LTV. It’s called My First Mortgage and is up to 98% LTV. Supporting FTBs is a key focus for us whilst lending responsibly.
By Caz Blake-Symes January 19, 2026
This month’s edition is packed full of informative articles, including • Welcome and overview from Phil Clark • Base rate cut to 3.75%: what could it mean for mortgages? • Interest-Only Mortgages For Later Life. • Need Short-Term Property Finance? • What You Should Know About Second Charge Mortgages • Time to Remortgag
By Caz Blake-Symes January 6, 2026
Image courtesy of Freepix Happy New Year! Hope you all had a good Christmas Break and avoided the dreaded coughs and colds. I had the opportunity over the holiday to review many of the various property and finance reports available online, as well as those to which I subscribe. Pleasingly, the general tone is very opti
By Caz Blake-Symes December 20, 2025
I would like to wish you and your family a very Merry Christmas and a Happy and Healthy 2026