Positive news for borrowers as lenders increase their choice of mortgage products
Caz Blake-Symes • August 25, 2020
10% deposit available on many first-time buyer mortgages
There is a very positive feel in the mortgage market at present, not only for first-time buyers but also for those looking to remortgage or move to a new house.
For first-time buyers the 90% loan to value ratio has been reintroduced, meaning that only a 10% deposit is required by many lenders. Many of these products were axed during the lockdown due to uncertainties relating to the housing market which have thankfully not materialised.
As fully independent, whole of market, mortgage brokers we have access to many lenders not found on the High Street or comparison sites, meaning we can offer you the best deals on the market to suit your personal circumstances and affordability.
There is a plethora of 2, 5 and even 10-year fixed term mortgages. These fixed term mortgages are exceptionally attractive supported by the historically low interest rates.
For further details about the service we offer as a fully independent mortgage brokers or any other mortgage information book your FREE CONSULTATION with one of our expert Mortgage Advisers please contact us.
Bristol Mortgages Online www.bristolmortgagesonline.com
Tel 0117 325 1511
Bath Mortgages Online www.bathmortgagesonline.com
Tel 01225 584 888
Exeter Mortgages Online www.exetermortgagesonline.com
Tel 01392 690 888
Email info@swmortgages.com
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Securing a mortgage can be more complex for the UK’s 4.2 million self-employed workers. Without traditional payslips, proving income requires a different approach—but there are still plenty of options.
Here at Bristol, Bath and Exeter Mortgages Online, we are delighted to take on a CHALLENGE!
Being a trading style of Manor Mortgages, who have access to Lenders and Products that are beyond the reach of the majority of Mortgage Brokers.
Here at Bristol, Bath and Exeter Mortgages Online, we aim to give you a stress-free mortgage application process.
From when we send you our initial links and forms through to completion, we will support you along the way.
Here is a guide which we hope will enable you to understand and prepare for the documentation and
More sales, rising supply, plenty of demand and modest house price growth shape a steady UK housing market in June 2025.
The average house price in the UK is £268,400 as of May 2025 (published June 2025). This is a rise of 1.4% or £3,690 over the past year.
We are thrilled to be celebrating our 17th Anniversary this week.
Phillip Clark founded Bristol Mortgages Online in 2008.
Lower mortgage rates are supporting more house sales against a backdrop of modest house price inflation. Zoopla’s House Price Index tracks key trends in the UK housing market - here’s the latest news in May 2025.
This Edition Includes..
Helping Your Family Onto The Property Ladder
What will happen to Interest Rates This Year?
Easing Stress Testing?
Looking to Remortgage?
Getting a Mortgage with Adverse Credit
Plus lots more…
Mortgage rates are likely to stay in the 4-5% range this year while changes to affordability testing by lenders could give buyers a boost.