Positive news for borrowers as lenders increase their choice of mortgage products

Caz Blake-Symes • August 25, 2020

10% deposit available on many first-time buyer mortgages

There is a very positive feel in the mortgage market at present, not only for first-time buyers but also for those looking to remortgage or move to a new house.
For first-time buyers the 90% loan to value ratio has been reintroduced, meaning that only a 10% deposit is required by many lenders. Many of these products were axed during the lockdown due to uncertainties relating to the housing market which have thankfully not materialised.
As fully independent, whole of market, mortgage brokers we have access to many lenders not found on the High Street or comparison sites, meaning we can offer you the best deals on the market to suit your personal circumstances and affordability.
There is a plethora of 2, 5 and even 10-year fixed term mortgages. These fixed term mortgages are exceptionally attractive supported by the historically low interest rates.

For further details about the service we offer as a fully independent mortgage brokers or any other mortgage information book your FREE CONSULTATION with one of our expert Mortgage Advisers please contact us.

Bristol Mortgages Online www.bristolmortgagesonline.com Tel 0117 325 1511 
Bath Mortgages Online www.bathmortgagesonline.com Tel 01225 584 888 
Exeter Mortgages Online www.exetermortgagesonline.com Tel 01392 690 888 
       Email info@swmortgages.com

#bristolmortgagebroker #mortgageadvice #independentbroker #lifeinsurance #batmortgages #mortgagebroker #offsetmortgage #bathmortgagebroker #mortgageprotection, #lowinterestmortgage #incomeprotection #expertmortgageadvice #freeconsultation #remortgage #criticalillnesscover #greatbuytoletdeals #fivestarservice #highlyrecommended #topmortgagebroker #movinghouse #remortgage #mortgage #mortgage advisor #firsttimebuyer #mortgagepaymentholiday #coronaviruspaymentholiday #expertmortgageadvice

By Caz Blake-Symes June 15, 2026
If there is one thing we know about the property market, it's that it never stands still. Over the last two decades, we have seen everything from global financial shifts and a pandemic that completely rewrote the rules of house hunting to fluctuating interest rates and evolving lending rules.
By Caz Blake-Symes June 8, 2026
When your current mortgage deal is coming to an end, the ticking clock can feel a little intimidating. Do you stick with your current lender out of convenience, or do you dive into the endless sea of comparison sites to find something better? For many homeowners, remortgaging is the single biggest opportunity to slash
By Caz Blake-Symes May 19, 2026
This latest edition of our newsletter includes the following articles Remortgage v Product Transfer Why Choose an Expert Mortgage Broker The perfect Partner for First-time Buyers Helpful Mortgage Products from the Family Building Society Time to Remortgage? Plus lots more.. Click here to check it out.
By Caz Blake-Symes May 14, 2026
Getting onto the property ladder-or even moving up it-can feel like an uphill battle in today's market. Between rising property prices and strict lending criteria, many buyers find themselves just short of the finish line. At Bristol Mortgages Online, we pride ourselves on finding innovative solutions for our clients.
By Caz Blake-Symes May 5, 2026
The UK property market moves fast, and sometimes the perfect opportunity doesn't wait for your current house to sell. Whether you’re a homeowner looking to secure your next dream property before selling your current one, or a developer eyeing an auction property that needs a quick turnaround, traditional mortgages ofte
By Caz Blake-Symes April 28, 2026
Buying a home is likely the biggest financial commitment you will ever make. Whether you are a first-time buyer stepping onto the ladder, a homeowner looking to remortgage, or a seasoned investor expanding a buy-to-let portfolio, the process can often feel like a maze of jargon, paperwork, and fluctuating interest rate
By Caz Blake-Symes April 11, 2026
Taking that first step onto the property ladder is one of the most exciting milestones of your life—but let’s be honest, it can also feel like navigating a maze blindfolded. Between deposit requirements, credit checks, and legal jargon, the process is daunting.
By Caz Blake-Symes March 26, 2026
Recent global developments, including escalating tensions in the Middle East, have started to influence financial markets and, in turn, UK mortgage rates. Understanding how these events filter through to borrowing costs can help you make more informed decisions.
By Caz Blake-Symes March 17, 2026
If your current mortgage deal is coming to an end, you’ve likely started hearing the words "remortgage" and "product transfer" thrown around. In today’s shifting economic climate, making sure you are on the best possible mortgage rate is more important than ever.
By Caz Blake-Symes February 16, 2026
we enter 2026, mortgage affordability remains one of the biggest concerns for homebuyers and homeowners alike. With interest rates, living costs, and lending criteria continuing to evolve, understanding what lenders look at when assessing affordability is more important than ever.