Positive news for borrowers as lenders increase their choice of mortgage products
Caz Blake-Symes • August 25, 2020
10% deposit available on many first-time buyer mortgages
There is a very positive feel in the mortgage market at present, not only for first-time buyers but also for those looking to remortgage or move to a new house.
For first-time buyers the 90% loan to value ratio has been reintroduced, meaning that only a 10% deposit is required by many lenders. Many of these products were axed during the lockdown due to uncertainties relating to the housing market which have thankfully not materialised.
As fully independent, whole of market, mortgage brokers we have access to many lenders not found on the High Street or comparison sites, meaning we can offer you the best deals on the market to suit your personal circumstances and affordability.
There is a plethora of 2, 5 and even 10-year fixed term mortgages. These fixed term mortgages are exceptionally attractive supported by the historically low interest rates.
For further details about the service we offer as a fully independent mortgage brokers or any other mortgage information book your FREE CONSULTATION with one of our expert Mortgage Advisers please contact us.
Bristol Mortgages Online www.bristolmortgagesonline.com
Tel 0117 325 1511
Bath Mortgages Online www.bathmortgagesonline.com
Tel 01225 584 888
Exeter Mortgages Online www.exetermortgagesonline.com
Tel 01392 690 888
Email info@swmortgages.com
#bristolmortgagebroker #mortgageadvice #independentbroker #lifeinsurance #batmortgages #mortgagebroker #offsetmortgage #bathmortgagebroker #mortgageprotection, #lowinterestmortgage #incomeprotection #expertmortgageadvice #freeconsultation #remortgage #criticalillnesscover #greatbuytoletdeals #fivestarservice #highlyrecommended #topmortgagebroker #movinghouse #remortgage #mortgage #mortgage advisor #firsttimebuyer #mortgagepaymentholiday #coronaviruspaymentholiday #expertmortgageadvice
With the Budget uncertainty now lifted, buyers and sellers can return to making decisions about their next move. Removing the threat of a new annual property tax from 210,000 homes for sale will help revive market activity in higher-value areas. However, the lack of any stamp duty reform means homebuyers will continue
Please click here to see our November newsletter This month’s edition is packed full of interesting articles, including What does the Budget mean for you? Interest-Only Mortgages For Later Life. Need Short-Term Property Finance? What is the Renters’ Rights Act, and what does it mean for tenants? What You Should Know About Second Charge Mortgages Time to Remortgage? Stunning 5-star Google Reviews! Let Us Help You If You Have Adverse Credit How to Contact Us You can also read more articles on our Blog. We hope you enjoy this Newsletter. If you have any queries, please call Phil Clark on 0117 325 1511 or email info@swmortgages.com
Rachel Reeves has set out details of her second Budget since becoming Chancellor.
Some measures from the yearly tax and spending plan had already been announced in the days leading up to the statement.
We are thrilled to be able to offer this fantastic product through the Family Building Society.
This interest-only mortgage gives those of retirement age and beyond the opportunity to free up equity from their home, without the huge costs often faced when considering Equity Release or a Lifetime Mortgage.
Thinking about buying a new property before selling your current one? Or maybe you need quick funds to complete a renovation or secure an investment opportunity? You’re not alone. With today’s fast-moving property market, many homeowners and investors are turning to bridging loans to bridge the gap.
The changes laid out in the Renters’ Rights Bill were the biggest shakeup of rental legislation in decades. In October 2025, the Bill gained Royal Assent, which means the bill becomes the ‘Renters’ Rights Act’, and will now become law.
Pre-Budget speculation over possible tax changes is impacting market activity for homes over £500,000. The rest of the mainstream housing market is carrying on, largely unaffected.
Thinking about borrowing more money, but worried about losing your current mortgage deal? You’re not alone. With interest rates shifting in 2025, many homeowners are
Rental market conditions are starting to normalise as supply and demand rebalance. The affordability