About Us

Expert, Independent, Whole of Market 
Mortgage Brokers based in Bristol

Independent Mortgage Brokers

Bristol Mortgages Online is an independent, whole of market, mortgage broker. Bristol Mortgages Online provides expert independent mortgage advice for everyone from first time buyers and for those looking to remortgage, through to experienced buy to let landlords. We offer expert independent mortgage advice with a personal touch, with over 30 years’ experience and the majority our clients staying with us for all their house purchases. As an independent mortgage broker we can research the best possible mortgage to meet your specific needs and ensure you receive the very best deal, best rate and terms.
Your first step will be to contact us for more information about an initial no obligation consultation and a free appointment. We can then assess the best mortgage options available for you and make our recommendations. You can contact us by filling in our online application form, request an appointment or call the number above. 
Using Bristol Mortgages Online saves you the legwork
We have regular contact with a wide variety of lenders, some of whom you may not even know about. The alternative to working with us is to call up dozens of lenders and compare their mortgage terms and rates on your own. We save you the time and headache of having to do that as we have access to daily updated software sourcing all the lenders rates. Using our expert knowledge of the whole market, we can also steer you away from certain lenders with onerous payment terms buried in their mortgage small print.
We hold your hand through to completion
We have a team of expert support and administration staff who will process your application, progress your offer and chase any queries and are there to also pre-empt any problems before they arise. We work with you, your Estate Agents and Solicitors, to make the process as smooth as possible. This saves hours of your time waiting on calls and chasing a wide circle of people during office hours. 

What our clients pay for our services?
The initial consultation, mortgage advice, research and obtaining an Agreement in Principle is FREE. Our typical fee for UK residential and buy to let mortgages when we commence a mortgage application is £490. If for any reason you do not get a mortgage offer, a refund of 50% will be made. When the mortgage completes, we will also receive commission payable from the lender. Fees for Expat Mortgages, Equity Release products and for balances of less than £99,000 will be charged at an additional cost of £300.


We give you more choice
We search the whole market for the best product for you, as we are not tied to a specific lender. Some lenders work exclusively with mortgage brokers and rely on them to be the gatekeepers to bring them suitable clients. You may not be able to contact some lenders directly. 

You may save on some fees and additional costs
Due to our high volume of business, we have access to ancillary services at a discounted rate. For example, we have access to a panel of reputable solicitors for you to choose from at discounted rates.

Meet the Team

Phillip Clark 
MLIA (d.i.p) CeMap

Managing Director 
SW Mortgages Group

Phil has over 30 years’ experience as a Mortgage Broker. Phil has two daughters and has lived in Bristol for most of his life. Phil also has extensive knowledge of the Spanish property market and helping ex-pats with mortgages. His leisure time is spent with family and friends and he is a keen swimmer and keeps fit in the gym. Phil is well-known in Bristol for his excellent customer service when dealing with both property and finance.

Christopher Seward 
BSc (Hons), DipPFS, Certs CII (MP & ER)

Lead Adviser

Bath Mortgages Online

Chris joined us in February 2017 as a Director and Lead Adviser for our new business Bath Mortgages Online. After gaining a BSc (Hons) at Chichester University, in 2000 Chris started working in the Financial Services sector. Chris has an extensive knowledge of the residential and buy to let markets as well as specialising in Equity release advice. Chris is married with one son and has lived in Bath all his life. In his spare time, he enjoys cooking, socialising with friends and spending time with his family.
Russell Green Senior Mortgage Adviser

Russell Green

BSc (Hons) CeMap 

Senior Mortgage Adviser

Russell joined us in September 2021 after an 18-year career with Santander as a Mortgage Adviser and latterly as a Branch Director. Russell has an excellent knowledge of the local market having lived in the area all his life. Russell studied Business Management at Plymouth University, enjoys playing golf and cricket in his spare time as well as spending time with his two children. Our clients appreciate the wealth of knowledge that Russell brings in dealing with both residential and investor mortgages. Russell himself is enjoying the opportunities that being a fully independent mortgage broker brings.

What our customer say about us.

"My wife and I were recommended 'Bristol Mortgages Online' by close friends who had recently obtained a very good mortgage deal through this company. We have now also been accepted for a mortgage on a very good deal and could not recommend them highly enough for their professionalism and expetese in securing the very best deal on he market. It really does take the hassle out of the process using a company who have such in-depth knowledge and experience of the industry. A very easy 5 stars from us!!"

For Whole of Market Mortgage Brokers in Bristol

Call us
Share by: