Think You Have An Unmortgageable Property?

Caz Blake-Symes • July 9, 2025

Here at Bristol, Bath and Exeter Mortgages Online, we are delighted to take on a CHALLENGE!

Being a trading style of  Manor Mortgages, who have access to Lenders and Products that are beyond the reach of the majority of Mortgage Brokers.


So, with the combined knowledge from Phil’s vast experience and the extensive range of products available to us, we will try and source you the most suitable mortgage for your specific situation.

We like to say YES to our clients, regardless of their situation

If yooperty falls into one of these categories, give Phil a call today!

  • on-standard construction
  • Properties near pubs, clubs, or takeaways
  • Semi-commercial units
  • Homes with annexes
  • Agricultural ties
  • Proximity to rivers
  • Low EPC ratings
  • Grade-listed buildings
  • Large acreage


Contact Phil today!

Call 0117 3251511

Email info@swmortgages.com

For more information about the Mortgage and Protection products we offer, please visit

 www.bristolmortgagesonline.com

 

Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

What You Should Know About Second Charge Mortgages

By Caz Blake-Symes • October 6, 2025
Thinking about borrowing more money, but worried about losing your current mortgage deal? You’re not alone. With interest rates shifting in 2025, many homeowners are

Check Out Our September 2025 Newsletter!

By Caz Blake-Symes • September 30, 2025
Check Out Our September 2025 Newsletter!
Rental market conditions are starting to normalise as supply and demand rebalance. The

Zoopla’s Rental Market Report: September 2025

By Caz Blake-Symes • September 24, 2025
Rental market conditions are starting to normalise as supply and demand rebalance. The affordability

Should I Remortgage Before The End of My Fixed Term?

By Caz Blake-Symes • September 15, 2025
Thinking of switching your mortgage before your fixed rate ends? You’re not alone. With interest rates changing in 2025, many homeowners are asking: “Can I remortgage before the end of my fixed term — and is it worth it?” Here’s what you need to know before making a move.

An Essential Guide to Protecting Your Home and Family

By Caz Blake-Symes • September 11, 2025
Bristol, Bath and Exeter Mortgages Online always recommend a Fully Protected Mortgage As an experienced Mortgage Broker, we are not only mortgage specialists, but we can also access a huge selection of providers for your insurance protection needs too.

Navigating the Buy-to-Let Market in 2025

By Caz Blake-Symes • September 1, 2025
The buy-to-let market in 2025 is evolving, and with changing tax rules, shifting demand, and rising costs, landlords need more than just a good property. You need a clear financial strategy and the right mortgage to match.

Welcome to our August 2025 Newsletter!

By Caz Blake-Symes • August 29, 2025
Welcome to our August 2025 Newsletter!

How to Save on Your Mortgage Costs

By Caz Blake-Symes • August 14, 2025
With many households feeling the pressure of rising mortgage bills, finding ways to reduce monthly payments has never been more important. Whether you’re coming to the end of a fixed-rate deal or just looking for financial breathing room, there are smart, practical steps you can take to lower your costs.

Effortless Expat Solutions

By Caz Blake-Symes • August 11, 2025
We specialise in providing mortgage solutions for expat clients. Phil has over 30 years of experience in working with Expat clients, and now that Bristol Mortgages Online is a trading style of Manor Mortgages, we have an even greater choice of products to offer.

Bank of England cuts interest rates to 4%

By Caz Blake-Symes • August 7, 2025
The Bank of England cuts interest rates from 4.25% to 4%, with effect from today, 7 August 2025. It's the Bank's fifth cut since last August, and takes the cost of borrowing to its lowest level for more than two years The decision was widely expected.