Think You Have An Unmortgageable Property?

Caz Blake-Symes • July 9, 2025

Here at Bristol, Bath and Exeter Mortgages Online, we are delighted to take on a CHALLENGE!

Being a trading style of  Manor Mortgages, who have access to Lenders and Products that are beyond the reach of the majority of Mortgage Brokers.


So, with the combined knowledge from Phil’s vast experience and the extensive range of products available to us, we will try and source you the most suitable mortgage for your specific situation.

We like to say YES to our clients, regardless of their situation

If yooperty falls into one of these categories, give Phil a call today!

  • on-standard construction
  • Properties near pubs, clubs, or takeaways
  • Semi-commercial units
  • Homes with annexes
  • Agricultural ties
  • Proximity to rivers
  • Low EPC ratings
  • Grade-listed buildings
  • Large acreage


Contact Phil today!

Call 0117 3251511

Email info@swmortgages.com

For more information about the Mortgage and Protection products we offer, please visit

 www.bristolmortgagesonline.com

 

Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

How to Save on Your Mortgage Costs

By Caz Blake-Symes • August 14, 2025
With many households feeling the pressure of rising mortgage bills, finding ways to reduce monthly payments has never been more important. Whether you’re coming to the end of a fixed-rate deal or just looking for financial breathing room, there are smart, practical steps you can take to lower your costs.

Effortless Expat Solutions

By Caz Blake-Symes • August 11, 2025
We specialise in providing mortgage solutions for expat clients. Phil has over 30 years of experience in working with Expat clients, and now that Bristol Mortgages Online is a trading style of Manor Mortgages, we have an even greater choice of products to offer.

Bank of England cuts interest rates to 4%

By Caz Blake-Symes • August 7, 2025
The Bank of England cuts interest rates from 4.25% to 4%, with effect from today, 7 August 2025. It's the Bank's fifth cut since last August, and takes the cost of borrowing to its lowest level for more than two years The decision was widely expected.

Welcome to our July Newsletter!

By Caz Blake-Symes • July 30, 2025
We hope you enjoy this Newsletter. If you have any queries, please call Phil Clark on 0117 325 1511 or email info@swmortgages.com

Stunning 5-star Google Reviews!

By Caz Blake-Symes • July 29, 2025
Having highly satisfied clients and an excellent reputation is key to our philosophy here at Bristol Mortgages Online. Many of our new clients choose us as they have been recommended or referred to us. Our excellent 5-star reviews on Google reassure potential clients that we are professional people to deal with! Take

Navigating Mortgages When You Are Self-Employed

By Caz Blake-Symes • July 23, 2025
Securing a mortgage can be more complex for the UK’s 4.2 million self-employed workers. Without traditional payslips, proving income requires a different approach—but there are still plenty of options.

Let Us Help You With A Stress-free Mortgage Application

By Caz Blake-Symes • July 3, 2025
Here at Bristol, Bath and Exeter Mortgages Online, we aim to give you a stress-free mortgage application process. From when we send you our initial links and forms through to completion, we will support you along the way. Here is a guide which we hope will enable you to understand and prepare for the documentation and

Zoopla’s House Price Index: June 2025

By Caz Blake-Symes • July 1, 2025
More sales, rising supply, plenty of demand and modest house price growth shape a steady UK housing market in June 2025. The average house price in the UK is £268,400 as of May 2025 (published June 2025). This is a rise of 1.4% or £3,690 over the past year.
PHIL CLARIN FRONT OF BANNER

Celebrating 17 Years of Bristol Mortgages Online!

By Caz Blake-Symes • June 13, 2025
We are thrilled to be celebrating our 17th Anniversary this week. Phillip Clark founded Bristol Mortgages Online in 2008.
areial view of houaes

Zoopla’s House Price Index Report: May 2025

By Caz Blake-Symes • June 5, 2025
Lower mortgage rates are supporting more house sales against a backdrop of modest house price inflation. Zoopla’s House Price Index tracks key trends in the UK housing market - here’s the latest news in May 2025.