Welcome to our Summer 2019 Newsletter

Caz Blake-Symes • May 28, 2019

“Mortgage & Protection News” Issue 6

Despite Brexit and politics in general, continuing to dominate the news agenda, on a more personal note, you may be keen to get on with your life. Financially, this could mean securing a new loan or looking at ways to protect you (and your family). However, when confronted by the stricter lending environment and myriad of options on offer, it makes sense to take professional advice and call us today!

In this issue, we set out that mortgage rates have almost halved in a decade, resulting in some decent deals on offer. In which case, it could be a perfect time to look at remortgaging, or taking out a new loan, and for those who feel they’re stuck on their lender’s Standard Variable Rate, other options may now exist.

Looking at Protection insurance cover, we highlight the key areas, such insurance to protect those left behind if there’s an untimely death, or ways to protect your income stream if you’re off work long-term due to illness, or injury. Should you have any doubts about these policies paying out – you’ll be reassured to know that a massive 97.6% of all protections claims are met!

Finally, the Buy-to-Let landlord has had a tough time of it recently, but many are now evolving their business models to take advantage of both the demand that still exists, and the decent mortgage rates on offer.

We hope you find the issue of interest and, once you’ve had a chance to look through, do pass it onto friends, relatives or work colleagues, if you think it may be relevant to them too.

Please click here to see all our issues of “Mortgage & Protection New s"

Remember as an Independent Mortgage Broker, we are regulated to offer you the best advice.

For expert advice and more information or to book your FREE consultation please visit one of our websites, call or email.

Bristol Mortgages Online www.bristolmortgagesonline.com Tel 0117 325 1511

Bath Mortgages Online www.bathmortgagesonline.com Tel 01225 584 888

Exeter Mortgages Online www.exetermortgagesonline.com Tel 01392 690 888

Email info@swmortgages.com

An Essential Guide to Protecting Your Home and Family

By Caz Blake-Symes • September 11, 2025
Bristol, Bath and Exeter Mortgages Online always recommend a Fully Protected Mortgage As an experienced Mortgage Broker, we are not only mortgage specialists, but we can also access a huge selection of providers for your insurance protection needs too.

Navigating the Buy-to-Let Market in 2025

By Caz Blake-Symes • September 1, 2025
The buy-to-let market in 2025 is evolving, and with changing tax rules, shifting demand, and rising costs, landlords need more than just a good property. You need a clear financial strategy and the right mortgage to match.

Welcome to our August 2025 Newsletter!

By Caz Blake-Symes • August 29, 2025
Welcome to our August 2025 Newsletter!

How to Save on Your Mortgage Costs

By Caz Blake-Symes • August 14, 2025
With many households feeling the pressure of rising mortgage bills, finding ways to reduce monthly payments has never been more important. Whether you’re coming to the end of a fixed-rate deal or just looking for financial breathing room, there are smart, practical steps you can take to lower your costs.

Effortless Expat Solutions

By Caz Blake-Symes • August 11, 2025
We specialise in providing mortgage solutions for expat clients. Phil has over 30 years of experience in working with Expat clients, and now that Bristol Mortgages Online is a trading style of Manor Mortgages, we have an even greater choice of products to offer.

Bank of England cuts interest rates to 4%

By Caz Blake-Symes • August 7, 2025
The Bank of England cuts interest rates from 4.25% to 4%, with effect from today, 7 August 2025. It's the Bank's fifth cut since last August, and takes the cost of borrowing to its lowest level for more than two years The decision was widely expected.

Welcome to our July Newsletter!

By Caz Blake-Symes • July 30, 2025
We hope you enjoy this Newsletter. If you have any queries, please call Phil Clark on 0117 325 1511 or email info@swmortgages.com

Stunning 5-star Google Reviews!

By Caz Blake-Symes • July 29, 2025
Having highly satisfied clients and an excellent reputation is key to our philosophy here at Bristol Mortgages Online. Many of our new clients choose us as they have been recommended or referred to us. Our excellent 5-star reviews on Google reassure potential clients that we are professional people to deal with! Take

Navigating Mortgages When You Are Self-Employed

By Caz Blake-Symes • July 23, 2025
Securing a mortgage can be more complex for the UK’s 4.2 million self-employed workers. Without traditional payslips, proving income requires a different approach—but there are still plenty of options.

Think You Have An Unmortgageable Property?

By Caz Blake-Symes • July 9, 2025
Here at Bristol, Bath and Exeter Mortgages Online, we are delighted to take on a CHALLENGE! Being a trading style of Manor Mortgages, who have access to Lenders and Products that are beyond the reach of the majority of Mortgage Brokers.