Check Out Our March Newsletter!
Caz Blake-Symes • March 31, 2025
Click here to view our March 2025 Newsletter.
This edition includes fantastic new mortgage products, updated guides for those with adverse credit, 17 great tips to follow before making and application and lots more.
If you need help with any of the items covered, please call Phil on 0117 325 1511.
For details about all the Mortage & Protection products we offer please visit www.bristolmortgagesonline.com
The UK property market moves fast, and sometimes the perfect opportunity doesn't wait for your current house to sell. Whether you’re a homeowner looking to secure your next dream property before selling your current one, or a developer eyeing an auction property that needs a quick turnaround, traditional mortgages ofte
Buying a home is likely the biggest financial commitment you will ever make. Whether you are a first-time buyer stepping onto the ladder, a homeowner looking to remortgage, or a seasoned investor expanding a buy-to-let portfolio, the process can often feel like a maze of jargon, paperwork, and fluctuating interest rate
Taking that first step onto the property ladder is one of the most exciting milestones of your life—but let’s be honest, it can also feel like navigating a maze blindfolded. Between deposit requirements, credit checks, and legal jargon, the process is daunting.
Recent global developments, including escalating tensions in the Middle East, have started to influence financial markets and, in turn, UK mortgage rates.
Understanding how these events filter through to borrowing costs can help you make more informed decisions.
If your current mortgage deal is coming to an end, you’ve likely started hearing the words "remortgage" and "product transfer" thrown around. In today’s shifting economic climate, making sure you are on the best possible mortgage rate is more important than ever.
we enter 2026, mortgage affordability remains one of the biggest concerns for homebuyers and homeowners alike. With interest rates, living costs, and lending criteria continuing to evolve, understanding what lenders look at when assessing affordability is more important than ever.
On 3 February, Santander are the first large lender to launch a First-time Buyer Mortgage over 95% LTV. It’s called My First Mortgage and is up to 98% LTV. Supporting FTBs is a key focus for us whilst lending responsibly.
This month’s edition is packed full of informative articles, including
• Welcome and overview from Phil Clark
• Base rate cut to 3.75%: what could it mean for mortgages?
• Interest-Only Mortgages For Later Life.
• Need Short-Term Property Finance?
• What You Should Know About Second Charge Mortgages
• Time to Remortgag
Image courtesy of Freepix
Happy New Year!
Hope you all had a good Christmas Break and avoided the dreaded coughs and colds.
I had the opportunity over the holiday to review many of the various property and finance reports available online, as well as those to which I subscribe.
Pleasingly, the general tone is very opti
I would like to wish you and your family a very Merry Christmas and a Happy and Healthy 2026